---
title: "Rent Disbursements: What if my tenant doesn’t pay rent one month? I still have to pay my mortgage!"
description: "Great question! Any type of investment includes risk and one of the risks of being a landlord is your tenant not paying rent. The mortgage company doesn’t let you off the hook so we strongly recommend that you keep a…"
url: "https://smarteggmgmt.com/faq/what-if-my-tenant-doesnt-pay-rent-one-month-i-still-have-to-pay-my-mortgage/"
updated: "2024-11-23"
category: Property Owner FAQ
---

# Rent Disbursements: What if my tenant doesn’t pay rent one month? I still have to pay my mortgage!

Great question! Any type of investment includes risk and one of the risks of being a landlord is your tenant not paying rent. The mortgage company doesn’t let you off the hook so we strongly recommend that you keep a financial cushion of 3–6 months of rent set aside for this type of situation. This will also cover you in case of an unexpected, expensive repair or a vacancy.

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