---
title: "Insurance: What is a landlord policy vs a homeowner policy?"
description: "A landlord policy covers a rental property whereas a homeowner policy covers a home that is owner-occupied."
url: "https://smarteggmgmt.com/faq/insurance-what-is-a-landlord-policy-vs-a-homeowner-policy/"
updated: "2024-11-23"
category: Property Owner FAQ
---

# Insurance: What is a landlord policy vs a homeowner policy?

A landlord policy covers a rental property whereas a homeowner policy covers a home that is owner-occupied.