---
title: "Insurance: Do I have to change my homeowner’s insurance?"
description: If your property has previously been your homestead you will need to change your insurance to a landlord policy. SmartEgg requires that the landlord policy maintain at least $300,000 Liability, and highly recommends a Personal Umbrella policy for $1,000,000. The…
url: "https://smarteggmgmt.com/faq/do-i-have-to-change-my-homeowners-insurance/"
updated: "2024-11-23"
category: Prospective Clients FAQs
---

# Insurance: Do I have to change my homeowner’s insurance?

If your property has previously been your homestead you will need to change your insurance to a landlord policy. SmartEgg requires that the landlord policy maintain at least $300,000 Liability, and highly recommends a Personal Umbrella policy for $1,000,000. The insurance policy for the Property is required to name SmartEgg Properties as an Additional Named Insured.

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